YOUR LIFE INSURANCE POLICY IS AN ASSET THAT CAN DO MORE FOR YOU TODAY
Selling Your Life Insurance Policy Is An Alternative To Lapse Or Surrender
Many seniors don’t even know that they can sell their life insurance policy. Many Advisors and Agents may not know either and have had no alternative solution to offer when a policy owner is considering terminating their life insurance.
You May Want to Sell or Exchange Your Life Insurance Policy if ...
Premium Payments are Increasing and No Longer Affordible
Coverage is No Longer Needed for Estate and Family Protection
A Term Policy May Be Ending or a Conversion Option May Be Expiring
Funds are Needed for Current Medical Expenses and Long Term Care
Instead of walking away with next to nothing, you can sell your life insurance policy for up to 10x more and convert the value into a benefit today or one for the future. You can choose to receive either one or a combination of different offers to fit your needs which may have changed since you first purchased your policy.
Annuity Exchange
Exchange a cash outflow for a fixed income inflow by exchanging your policy for a lifetime annuity.
Retained Benefit
Long Term Care Benefit
Cash Settlement
How to Sell Your Life Insurance Policy
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From Our Blog

Direct Advantage
Selling your insurance policy DIRECTLY can give you 43% more value on average. Previously the only way to sell your life insurance was through a life settlement broker who is commission based. Now it has all changed; with the emergence of direct to consumer buyers. Commission based intermediaries are no longer needed. Today

Cash Surrender Value of Life Insurance
The cash surrender value of a life insurance policy is the amount of money your insurance carrier will pay out in the event you submit a request to surrender and cancel your contract prior to the death of the insured or the maturity date of the life insurance policy. Permanent

What is a Retained Benefit Life Settlement?
You likely purchased a life insurance policy to protect or benefit family members. Now you may be facing increasing premiums while at the same time having to manage your retirement. All too often many seniors lapse or surrender their life insurance as their needs or financial situation changes. Many do